Fleet – 10+ Units
Berkley Prime Transportation provides primary auto liability, auto physical damage, and general liability to a broad array of trucking operations. We offer superior service to our partner brokers and agents by providing a quality insurance solution to standard and best-in-class truck fleets.
Coverage Area Map
Auto & General Liability
Coming Soon
Not Available
*State Specific Guidelines Apply
Coverage will be available in all 50 states
Available Coverages
- Motor Carrier Auto Liability
- Hired and Non-Owned
- Trailer Interchange
- Auto Physical Damage
- General Liability
*Property, worker’s compensation, or occupational accident coverages are not available.
Vehicle Types by Business Class
Dry Van
- Auto Parts
- Electrical Supplies
- Paint
- Paper
- Grocery/Supermarket
- Furniture
Flatbed
- Aircraft Parts
- Building Materials
- Copper
- Glass
- Lumber
- Steel
- Scrap Metal
- Pipe
- Oilfield Equipment
Intermodal
- Containers
- Containerized Freight
- Not available for Florida risks
Wholesale/Manufacture
- Available for Heavy Fleets
Dump
- Waste/Garbage haulers (Required to have stand-alone pollution policy)
- Commercial (with no more than 20% residential for waste/garbage)
- Dirt, Sand & Gravel
- Not available for Florida risks
Tankers (Liquid & Pneumatic)
- Bulk Liquids (Non-Hazmat)
- Grain and Feed
- Water Haulers (in association with fracking)
Less than a Truckload
- Not Including Last Mile Delivery
Reefer
- Fruit/Produce
- Meat
- Poultry
- Frozen Foods
- Cheese
- Milk & Dairy
Redi-Mix
- No Stone Slingers or Pumper Trucks
- General Liability not available
Fuel Haulers
- Auto and General Liability Not Available
Log Trucks
- General Liability Not Available
Underwriting Criteria
Excluded Operations
- Hazmat Haulers requiring $5M filings
- MC currently in bankruptcy
- Canadian Exposure >25%
- Any risk wanting a Mexico Endorsement
- Primary garaging outside the US
- Mileage greater than 125,000 miles per truck/per year
- Drive-away operations
- Food delivery
- Last-mile delivery services
- Explosive haulers
- Crane/Boom Trucks
- Tow Trucks/Wreckers/Auto Haulers
- Couriers
- Passenger Transportation
- Car/Truck Rental/Leasing operations
- Residential waste haulers
- Fuel, Gas, Propane Haulers
- Risks without ICC Federal Filings
Driver Quality Guidelines
- 2 years’ experience driving similar equipment
- 23 years old minimum driver age requirement
- 3 years verifiable drivers record w/applicable CDL
- Maximum of 3 minor violations or 1 major
and 2 minor within 36 months.
Minor = speed 5-19mph over, equipment violations
Safety Requirements
- Strong internal safety program
- Good driver hiring program
- Satisfactory inspection history
